SmartDividend is an editorial ledger for income investors — two currencies, 5 account types, and a calendar that knows the difference between a declared payment and an estimated one. Import a CSV; we reconcile the rest.
Illustrative preview — figures are sample data.
Import a brokerage CSV; we reconcile it against the dividend calendar. A missing or estimated payment surfaces before your statement arrives.
Canadian eligible dividends, US treaty-rate income, withholding and return-of-capital — broken out cleanly so April is not a surprise.
Project a contribution schedule against current yields. Adjust monthly amounts, horizons and reinvestment rules — see the curve before you commit.
Every holding and watchlist name is scored 0–10 across fundamentals, distribution sustainability, the underlying, fund flows, technicals, DRIP math and macro — a single conviction signal, with each layer shown so nothing is a black box.
Each verdict knows your cost basis and unrealized P&L, with entry, target and stop levels in bold, unmistakable colour. You choose the size and the moment — Compass never places an order.
Actionable calls surface in Compass, your Alerts inbox and the top-bar bell — refreshed on every run, cleared when the call changes.
Signals are built from real market data — Yahoo Finance, SEC EDGAR fund filings and FRED macro series — and computed deterministically. Compass is decision support, not investment advice; it never connects to your brokerage or places trades.
Drop your Questrade or National Bank export into the import zone. We auto-detect the format and parse trades, dividends, DRIPs and transfers — no API keys, no broker credentials.
Every transaction is matched to the symbol’s dividend calendar. dividendhistory.org and Yahoo Finance cross-check each payout; discrepancies surface in Data Quality.
Dashboard, holdings, income, calendar, cash, goals and reports — an editorial view of where you stand. Nothing leaves your account.
We never connect directly to your brokerage. You bring the CSV; we read the numbers. Read-only by design — and you can export everything, or close the account, whenever you ask.
The full ledger, no payment required. We'll give existing accounts ample notice before anything ever changes.
Import a statement, reconcile the calendar, and read an honest record of where you stand.
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